Theme: Financial Lives of Poor Households

The objective of this paper is to draw attention to those aspects of the lives of Low-Income Households (LIHs) that aren’t related to their income. In doing so, the paper characterises LIHs from a social capital perspective, highlighting the maintenance and strengthening of social capital as a deep-rooted cultural trait that is central to meaning-making in the lives of LIHs.

This paper traces the historical evolution of TSP in social protection discourse and argues that TSP rests on an incomplete diagnosis of poverty and inequality that underestimates the role of a hyper‑financialised global economy.

The objective of this blog is to articulate the scope and relevance of various blended finance instruments in advancing access to suitable credit for nano entrepreneurs.

This document offers a guide to understanding and using CPHS data, focusing on its stratified multi-stage sampling design, weighting methodology, and operationalisation in statistical analysis.

In this blog, we delve further to uncover the institutional, cultural, and evolutionary factors underpinning the challenges of engendering formal savings among LIHs.

In this paper, we aim to identify the challenges and opportunities in financing regenerative agriculture within the context of smallholder farming in India and offer suggestions for enhancing the financing of regenerative agriculture in the country.

In this blog, we will highlight some interesting facts about agricultural households from the survey through a set of questions that can help contextualise the financial lives of farmers and their families.

This blog presents key insights from the second round of the survey report, NAFIS 2021-22, and finds that the rural households’ investment portfolio continues to be dominated by physical assets, which is in contrast with the predominance of formal debt on the liabilities side of the household balance sheets.

The objective of this policy brief is to summarise learnings from fieldwork conducted in Rajasthan and Gujarat towards (i) building evidence on the customer protection issues in the sale and servicing of the two insurance schemes and (ii) bringing to the forefront the structural issues on the supply-side that are holding back Financial Service Providers (FSPs) from offering high-quality service in the context of these two schemes.

The objective of this deck is to summarise learnings from fieldwork conducted in Rajasthan and Gujarat towards (i) building evidence on the customer protection issues in the sale and servicing of the two insurance schemes and (ii) bringing to the forefront the structural issues on the supply-side that are holding back Financial Service Providers (FSPs) from offering high-quality service in the context of these two schemes