A Commentary on Select Recommendations of the Report of the IRDAI Committee on Microinsurance
As per IRDAI (Micro Insurance) Regulations, 2015, the microinsurance business is exempted from customised benefit illustration6 and disclosure norms prescribed in IRDA (Linked and Non-Linked Insurance Products) Regulations. IRDAI’s latest circular on this continues to extend this exemption.
Covid-19 Package: A Shot In The Arm For MSMEs And NBFCs
Response to the rescue package announced by Finance Minister on May 13th, 2020
The Risk Aggregator Model in Banking for India
India has relied on banks to drive its financial inclusion efforts. However, the high levels of NPAs in banks’ balance sheets has forced them to cut back on lending, adversely affecting the financial inclusion agenda.
A Commentary on RBI’s December 2019 Financial Stability Report
On the December 2019 Financial Stability Report released by the Reserve Bank of India.
Small policy tweaks could be all that we need to revive MSMEs
The present government has set great store by micro, small and medium enterprises (MSMEs) and entrepreneurship as engines of growth.
Building safe consumer data infrastructure in India: Account Aggregators in the financial sector (Part–2)
The second part of a two-part series that undertakes an analysis of the Account Aggregator system
Building safe consumer data infrastructure in India: Account Aggregators in the financial sector (Part–1)
The first part of a two-part series that undertakes an analysis of the Account Aggregator system
Improving Outcomes for the Financial System through Credit Rating Agencies – Part 2
Part two in our two-part blog series on Improving Outcomes for the Financial System through Credit Rating Agencies
Improving Outcomes for the Financial System through Credit Rating Agencies – Part 1
Part one in our two-part blog series on Improving Outcomes for the Financial System through Credit Rating Agencies
Tracking Performance of Small Finance Banks against Financial Inclusion Goals
The author works as a Research Associate with Dvara Research. The author acknowledges the contribution of Deepti George, Dwijaraj B, Madhu Srinivas, Sowmini G Prasad for their valuable inputs on the draft.
