The RBI’s proposed Public Credit Registry and its implications for the credit reporting system in India
On RBI’s proposed Public Credit Registry and its implications.
Universal Conduct Obligations for Financial Services Providers Serving Retail Customers
Recommendations that financial sector regulators can consider applying on regulated financial services providers in order to improve outcomes for households and enterprises.
Our Response to the Reserve Bank of India on the Draft Enabling Framework for Regulatory Sandbox
Response to the Reserve Bank of India on the Draft Enabling Framework for Regulatory Sandbox
Defining “Harm” in the digital ecosystem
Harms facing users in the digital ecosystem that players in the Indian ecosystem must contemplate in order to build appropriate safeguards
Shining the light on mis-selling in Indian banking
Without focus by regulators on mis-sale, we put confidence of retail customers at risk
Digital Infrastructure and Policy Initiatives in the MSME sector
Examining the preparedness of the MSME sector to adopt digital platforms and report on the trends for adoption of IT.
Primer on Designing Optimal Regulation – 4th Dvara Research Conference Regulating Data-Driven Finance April 5-6, 2019
Click here to access the primer on Designing Optimal Regulation. The use of technology and personal data in finance is changing the landscape of financial services. This is widening the choice set of financial services available to consumers, through two distinct trends that are enabled by the use of technology (i) the disintermediation of traditional financial […]
Primer on Designing Optimal Regulation
Primer on Designing Optimal Regulation – 4th Dvara Research Conference
Primer on Consumer Data Infrastructure
Primer on Consumer Data Infrastructure – 4th Dvara Research Conference
Primer on Suitability for Consumer Data Use and Product Design-4th Dvara Research Conference Regulating Data-Driven Finance April 5-6, 2019
he increasingly-pervasive use of personal data in the provision of financial services can enable providers to offer suitable financial products, at a scale. Internationally, suitability or appropriateness in finance is conceptualised as “the degree to which the product or service offered by the intermediary matches the retail client’s financial situation, investment objectives, level of risk tolerance, financial need, knowledge and experience”
