Why does account usage remain low? A few insights from the field
A few insights from the field on possible reasons for low account usage.
Between the state of Access and Use in India: Some observations from the Global Findex
Insights from the India sample of the Global Findex 2017.
An Alternative to Privatization of Public Sector Banks
The troubles of the banking sector, and public sector banks (PSBs) in particular, are well known. Reform proposals have focused largely on ownership and have issued strident calls for privatization. Even if there was political support for this idea, there are a few important challenges.
Directed Credit: How can banks become more efficient at delivery?
The rationale stated by RBI was that this would level the playing field between foreign and domestic banks with regard to these targets, which it does indeed, albeit to the extent that in the short term, now foreign banks may also have to follow strategies similar to those of their domestic counterparts to build their loan books for these subcategories.
Video: Anticipating the function and impact of India’s new personal insolvency and bankruptcy regime
As part of the Emerging Markets Finance Conference, 2017, organised by IGIDR in collaboration with Vanderbilt Law School, Bindu Ananth joined a discussion on India’s new personal insolvency and bankruptcy regime, along with Prof. Adam Feibelman of Tulane University Law School and Renuka Sane, Associate Professor, NIPFP.
The Need for Boundaries: Respecting Privacy in Financial Consumer Data Practices
This blog post does two things. It explains why data privacy matters and why global developments – particularly changes in the law – are going to make it matter.
International Women’s Day – Papers highlighting the Gender-Finance equation
To mark the occasion we share below a few publications/reports that throw light on the gender-finance equation. If you have a favourite paper or publication that needs to be on this list, please do share in the comments section below.
Reviewing Payments Regulation
India has a rich and diverse payments infrastructure. The eco-system of Payment Service Providers (PSPs) has undergone a rapid evolution in India over the recent past with the advances in technology and yet, there still exists hurdles to enabling ubiquitous access to payment services.
A New Beginning
I invite you to take a look at the short videos below to get a glimpse of what the new brands mean. We look forward to a new decade of impact and innovations.
Responses dated 31 January 2018 to the “White Paper of the Committee of Experts on a Data Protection Framework for India” dated 27 November 2017 (White Paper) released by the Ministry of Electronics and Information Technology (MeitY)
In this document, we present our responses to the public consultation on the White Paper which is based on our broader approach on data protection. This approach looks past a consent-led approach to data protection, and seeks to embed a bundle of rights for all individuals with respect to their personally
identifiable data that apply even where consent has been validly obtained for data collection
