Estimating Loss Distribution for a Securitisation Transaction
In the latest edition of The Securitisation & Structured Finance Handbook 2018 (published by Capital Markets Intelligence) Vishal Saxena and Dilip Mohan from IFMR Capital have authored a chapter as part of the publication. The chapter discusses an approach to estimate the loss distribution for a loan portfolio. This loss distribution can be used to […]
The Nature of Financial Advice for Low-income Households
I was at an excellent behavioural finance conference organised by the Michigan University’s Centre on Finance, Law & Policy last week.
The Right to Privacy Judgment: Initial Reflections on Implications for Digital Financial Services
The Supreme Court of India’s judgment on the fundamental right to privacy yesterday, 24 August 2017, speaks directly to the sweeping changes we are witnessing in the way that the State and private companies use citizens’ personal data
Big Data, Financial Inclusion and Privacy for the Poor
Financial inclusion is not good in itself.We value financial inclusion as a means to an end.
Insights from the “Digital Investments Roundtable” hosted by the Future of Finance Initiative
In the first and second posts of this series on the three Future of Finance Initiative (FFI) workshops hosted in April, we focused on digital payments and digital credit respectively.
Insights from the “Digital Credit Roundtable” hosted by the Future of Finance Initiative
In the first post of this series on the three Future of Finance Initiative (FFI) workshops hosted in April, we focused on the workshop on digital payments.
Stress Testing Methodology – Brief Comparison Across Regulators
The below table summarises, along some key dimensions, the stress testing methodologies adopted by the central banks in India, US, UK and EU to assess the stability of their banking system.
Insights from the “Digital Payments Roundtable” hosted by the Future of Finance Initiative
In April, the Future of Finance Initiative (FFI) hosted a series of closed door workshops with a small set of digital financial service providers focusing on payments, credit and investments.
Natural Catastrophe Insurance – In Conversation with Mr. Ulrich Hess
In the below video we share a brief conversation with Mr. Ulrich Hess, GIZ.
Developing the Natural Catastrophe Risk Insurance Market for Low-Income Households in India
Natural disasters leave behind them a tale of death and destruction that affects the economy on the whole and severely impacts communities, especially low-income households, which bear its brunt.
