Why Small Firms Stay Small?
In India across various industrial and trading clusters, small scale manufacturers and traders use manufacturing methods aided by simple tools and technology, basic machines (usually old-reused machines which have outlived their useful life) and low skilled labour to produce and trade goods that get either locally consumed or form a part of the larger OEM[1] value-chain as part manufacturers.
Policy Directions for a Modularised and Well-Functioning Financial System
In our concluding blog post in the series on the conference we recently hosted, we attempt a synthesis of the big pertinent questions that emerged from the discussions.
Customer Centricity Challenge
In February 2018, CGAP, SPTF, Leapfrog and Dvara Trust (formerly IFMR Trust) are organising a learning event on customer centric business models in Mamallapuram, Chennai, India.
Concerns for Prudential Regulation in a Modular Financial System
This post is part of our blog series on the Conference on Designing Regulations for a Rapidly Evolving Financial System hosted by Dvara Research.
Privacy on the Line: What do Indians think about privacy & data protection?
We met Sulekha[1] in a village in Uttarakhand. She was talking about the information she considered most important to her: her ration card, Aadhaar card, NREGA job card and her phone number.
Conversations with the newly banked in Indian cities
Initially, Kanhaiya[i] was wary of speaking to us. He was clutching his wallet tightly and declared upfront that he would not be showing us his ATM card.
Harms to Consumers in a Modular Financial System
This post is part of our blog series on the Conference on Designing Regulations for a Rapidly Evolving Financial System hosted by Dvara Research (formerly known as IFMR Finance Foundation).
Mapping Modularisation in the Financial Services Industry
This post is part of our blog series on the Conference on Designing Regulations for a Rapidly Evolving Financial System hosted by Dvara Research (formerly known as IFMR Finance Foundation).
The Nature of Financial Advice for Low-income Households
I was at an excellent behavioural finance conference organised by the Michigan University’s Centre on Finance, Law & Policy last week.
The Right to Privacy Judgment: Initial Reflections on Implications for Digital Financial Services
The Supreme Court of India’s judgment on the fundamental right to privacy yesterday, 24 August 2017, speaks directly to the sweeping changes we are witnessing in the way that the State and private companies use citizens’ personal data
