Independent Research and Policy Advocacy

Directed Credit: How can banks become more efficient at delivery?

The rationale stated by RBI was that this would level the playing field between foreign and domestic banks with regard to these targets, which it does indeed, albeit to the extent that in the short term, now foreign banks may also have to follow strategies similar to those of their domestic counterparts to build their loan books for these subcategories.

Reviewing Payments Regulation

India has a rich and diverse payments infrastructure. The eco-system of Payment Service Providers (PSPs) has undergone a rapid evolution in India over the recent past with the advances in technology and yet, there still exists hurdles to enabling ubiquitous access to payment services.

A New Beginning

I invite you to take a look at the short videos below to get a glimpse of what the new brands mean. We look forward to a new decade of impact and innovations.