Being ‘Sachet’ in Curbing Illegal Money Deposits
Taking a significant step towards curbing illegal collection of deposits by unauthorized and illegal entities, RBI recently set up a website named ‘Sachet’ (Alert).
The Nexus of Financial Inclusion and Stability: Implications for Holistic Financial Policy-Making
Both financial inclusion and financial stability are high on international policy makers’ agenda. For instance, the G-20 has called for global commitments to both advancing financial inclusion (the Maya Declaration and the Global Partnership for Financial Inclusion) and enhancing financial stability (the Financial Stability Board, Basel III Implementation, and other regulatory reforms).
Aggregate Risk, Saving and Malnutrition in Agricultural Households
Why is malnutrition in India’s central belt, which includes the state of Madhya Pradesh and Bihar, so high and so persistent despite relatively high rates of income growth?
Digitising Payment in our backyard
There has been a strong national imperative to move towards a “cashless” economy in India[1]. Despite a substantive impetus from public and private sector forces, the adoption and use of digital modes of payment in the country remains paltry[
From Looking to Seeing
I met today with the promoter and CEO of one of our newer Small Business Loan Originators and visited some of their end borrowers in Bombay.
In Conversation with Kalpana Pandey, CEO, CRIF High Mark
In this blog post we feature a conversation between Bama Balakrishnan, CRO, IFMR Capital and Kalpana Pandey, CEO & Managing Director, CRIF High Mark. CRIF High Mark is one of the four credit bureaus that operates in the country.
Contrasting the Regulatory Landscape for Credit Bureaus in India, USA and Australia
In this post we have put together an infograph below that highlights some of the aspects pertaining to credit bureau regulatory landscape in India, USA and Australia.
Reorienting Financial Well-being through FWR 2.0
For an institution focussed on delivering high-quality and customised financial services to low-income households, the Wealth Management approach has been the one of the key underlying layers that is core to the KGFS Model.
Thinking about Micro-insurance Penetration and Entrenchment
Insurance contracts to lower income households (micro-insurance) are typically for one year.
A Comparison of Capital requirements for Microfinance and Housing Finance Institutions
In this post, we attempt to compare the regulatory landscape for NBFC-MFIs and Housing Finance Companies (HFC) within the broader context of the regulatory landscape for niche credit intermediaries.
