Reserve Bank of India revisits ‘Small and Local’
The Reserve Bank of India has published on its website, a discussion paper on Banking Structure in India – The Way Forward which covers the following aspects:
The century of the city – “Urbanized”
Gary Hustwit’s documentary film, Urbanized (2011), presents an optimistic overture about the future of cities, but is not unchecked with caution.
Structured finance for small business loans in India
The fast emerging small business loan (SBL) segment caters to the micro, small and medium enterprises (MSMEs) and entrepreneurs which typically find it difficult to access funds through traditional sources.
Pricing in Microfinance: Theory and Empirical Evidence
Rosenberg et al. recently published a report on Microcredit Interest Rates and Their Determinants covering the period 2004 to 2011
Shadow banking as the symptom and not the disease
A friend pointed me to an interesting new book recently, “Inside China’s Shadow Banking: the Next Subprime Crisis”. This is written by an investment banker turned shadow banker, Joe Zhang.
Analysing a city’s finances – Example of Srirangapatna TMC, Karnataka
Continuing our focus on Municipal Finance, we look at the financial statements of Srirangapatna TMC in Karnataka in this post. We are currently working with the town of Srirangapatna as a part of IFMR Finance Foundation’s Financial Access for Small Cities initiative. In this post, we examine the town’s finances over the past ten years and find similarities to national trends.
Financial inclusion through the lens of CRISIL Inclusix
Financial inclusion is a key enabler of economic and social development. The effectiveness of the financial inclusion agenda in India can be significantly enhanced if there are objective ways to measure it.
FSLRC on Micro-prudential Regulation
The financial-legal framework envisaged by the FSLRC comprises nine important components, one of which is Micro-prudential regulation.
Pragmatic Municipal Finance Reform in India: Lessons from policy in South Africa & Brazil
As a part of our series on Municipal Finance, we present a summary of Anand Sahasranaman’s paper on Pragmatic Municipal Finance Reforms in India, published in the November 2012 edition of Environment and Urbanisation Asia
A New Framework for Financial Consumer Protection in India
The financial crisis of 2008 brought to light many consumer abuses prevalent in the financial
services industry.
