Comprehensive Social Security for the Indian Unorganised Sector
Social Security is widely seen as a fundamental building block of a just and equitable society. While ideas of welfare, pension and charity have been with us since the times of the earliest civilizations, the modern concept of social security can arguably trace its origins to the aftermath of the industrial revolution.
What are your views on Consumer Protection?
This post is a follow-up to our earlier post where we had invited public comments on Comprehensive Financial Services. In this post we seek your thoughts on the theme of Consumer Protection.
Field Report on the Impacts of Cyclone Phailin
The twin calamities
A few weeks ago, Bindu and I visited Dhanei KGFS that serves the districts of Ganjam and Khurda through a network of thirty branches.
Introduction to Housing Finance: The Affordable Housing Finance Company (AHFC) Lending Model – Part 2
This post is a continuation of our earlier post where we had introduced the environment for AHFCs and HFCs in India.
Introduction to Housing Finance: The Affordable Housing Finance Company (AHFC) Lending Model – Part 1
Over the ages, shelter has remained as one of the most basic and important needs of human beings. People’s housing needs have increased manifold in recent times as the population grows, the middle class expands and younger generations choose to move into nuclear family units, or move near the increasingly popular regional work hubs.
Leveraging Mapping for the Rural Economy – Part 2
This post is a follow-up to our earlier post which briefed about the mapping exercise that IFMR Rural Finance had undertaken to study the service area of a KGFS Branch.
What are your views on Comprehensive Financial Services?
This post is a follow-up to our earlier post where we had invited public comments on Affordable Credit Delivery. In this post we seek your thoughts on the theme of Comprehensive Financial Services.
India’s Suburban Transformation
According to the 2011 Population Census data, urban India grew by 90 million people in the previous decade.
Leveraging Mapping for the Rural Economy – Part 1
How do spatial parameters like distance and accessibility impact financial inclusion? How can an organisation striving to achieve financial inclusion locate itself strategically such that it becomes truly inclusive in every sense of the word?
What impacts the performance of a securitised Commercial Vehicle pool?
As a follow-up to our earlier post where we had talked about our first securitisation in the Commercial Vehicle (CV) Finance space, in this post we briefly provide an overview of the industry and discuss the key risk factors affecting the CV industry along with factors that impact the performance of a portfolio of CV loans.
