Publication: Dvara Research

Recently, we flagged off our new blog series on financing options for non-bank originators with our first post that explored debt-funding options in some depth.

A defining characteristic of the finances of low-income households is the irregularity and seasonality of cash-flows, and the generally small surplus.

Increasing urbanization and massive demographic pressures that India is witnessing has brought housing and infrastructure to centre stage.

Recently, I had the opportunity to attend a discussion on International Financial Reporting Standards (IFRS)  which was attended by chartered accountants and key financial stakeholders.

In a move aimed at developing the secondary market for securitised debt instruments, SEBI has released a Listing Agreement for such instruments and directed the exchanges to do the needful to enable listing of securitised debt instruments.

It is now well-accepted that the power of financial services to the customer, particularly low-income households, is realised only through the availability of a broad range of services, and not just through small loans or opening bank accounts.

IFMR Trust is a private trust whose mission is to ensure that every individual
and every enterprise has complete access to financial services.

Credit Derivatives are great financial tools that help entities manage their risk in a better, more efficient way.

In the wake of recent reports of dramatic decline in the availability of capital, microfinance service providers struggling to keep afloat, and the recent proposal by the finance minister to create a dedicated fund for providing equity to smaller MFIs

Ever signed up for the gym but failed to go regularly? You are not alone. There are numerous occasions where we take a decision that is not always ‘optimal’.