Independent Research and Policy Advocacy

" Responsible AI"
June 26, 2016

In our endeavor to achieve our mission of ensuring that every individual and every enterprise has complete access to financial services, we realize the crucial role that innovative ideas can play in this journey.

March 4, 2016 | Dvara Research

This blog post discusses the concept of weather-indexed insurance in India, its advantages over traditional yield-based insurance schemes and the institutional and infrastructure requirements for successful implementation of weather-indexed schemes.

By Keerthi Purushothaman
January 18, 2016 | Dvara Research

In the previous blogpost we noted the gradual shift away from the buyer-beware standard in case law and policy regarding customers of financial products.

October 5, 2015 | Dvara Research

The previous blog post in this series had presented some insights from our review of case law relating to financial products and services.

May 7, 2015 | Dvara Research

The power of ideas cannot be undermined. While the people and the events linked to them may wither, ideas can live for eternity.

By Ravi Saraogi
April 5, 2015 | Dvara Research

In the previous blog post of the KGFS Model Incubation series, we drew out the implications of mapping the GDP of a branch’s service area on strategic decisions related to district selection, branch potential, product suitability and customer centricity.

By Surabhi Mall
September 3, 2014 | Dvara Research

The Report of the Committee on Comprehensive Financial Services for Small Businesses and Low Income Households (CCFS) was submitted to the Reserve Bank of India (RBI) in January this year.

By Vishnu Prasad
August 28, 2014 | Dvara Research

This post is the third in a series on Social Security for the Indian Unorganised Sector.

By Vishnu Prasad
June 5, 2014 | Dvara Research

This post is the first in a series on Social Security for the Indian Unorganised Sector.

By Vishnu Prasad
January 21, 2014 | Dvara Research

The Mor Committee Report offers a radical take on client protection, built around the concept of a legal right to suitability.

By Elisabeth Rhyne, Managing Director, Center for Financial Inclusion