A Convening on ‘Emerging Customer Risks in Digital Lending in India’
A Convening on ‘Emerging Customer Risks in Digital Lending’ was conducted on April 22nd and 23rd, 2021, by Dvara Research Foundation in collaboration with the Consultative Group to Assist the Poor (CGAP).
Digital consumer credit in India – time to take a close look
Dvara Research, in partnership with CGAP, co-organized a round table on customer risks in the digital lending space. Here is the proceedings
Financial untouchability: a polysemic narrative of digital financial inclusion in Modi’s India
India’s post-GFC digital financial inclusion project has been conveyed by an officially constructed polysemic narrative that connotes three distinctive semantic fields: (a) post-colonial Indian developmental policies; (b) post-GFC financialising neoliberal financial inclusion programmes; and (c) traditional Hindu religious values of money and wealth
Unpacking dark patterns: understanding dark patterns and their implications for consumer protection in the digital economy
This paper examines the increasing use of dark patterns in digital interfaces and the concerns they raise for consumer protection
Caps on Third Party App Providers in UPI: Missing the Woods for the Trees?
This blog post examines the merit of NPCI issued Guidelines that disallow TPAPs from serving more than 30% volume of all UPI transactions
State of Digital Lending Towards MSMEs in India
This research brief attempts to bridge the gap in the literature by systematically examining the current state of digital lending serving the MSME sector in India
Digitisation and Privatisation in Social Protection Systems: International Trends
This blog post deconstructs three crucial examples of states seeking to implement digital welfare systems and contracting out design and implementation to private entities
Our Reflections from the Analysis of Data from CUTS on Accessibility & Experience of Digital Payments in India
In this data brief based on survey data received from CUTS, we present reflections to understand some of key questions.
Digital finance in the time of DeepFakes
The Reserve Bank of India (RBI) recently allowed financial institutions to on-board new customers using video-KYC.
Artificial Intelligence in Digital Credit in India
Study on Artificial Intelligence in finance in India