Including Everyone in the National Pension Scheme: Review of the CRIISP Report
The Committee to Review Implementation of Informal Sector Pension (CRIISP) recently released their report focusing on National Pension Scheme (NPS), its design architecture, its performance till date and recommendations for increasing outreach and awareness about the product
International remittance for rural India
Remittances are the second largest source of funding for developing countries, contributing more than capital flows and development assistance.
No money to govern rural India
In India, gram panchayats (GPs) were given constitutional legitimacy following the passage of the 73rd Constitutional Amendment Act, which was meant to decentralise power and responsibility to them to improve local public service delivery and governance.
How markets can serve farmers
Agriculture incomes in India are volatile because of a number of unforeseen factors, such as weather, disease/pest infestations and/or market conditions.
Making money transfers work for migrants
Gopal G., a native of West Bengal, moved to Delhi 14 years ago to find a job to support his 11-member family. In Delhi, he works with a goldsmith, earning Rs 3,600 a month, much of which he sends back home.
Options for low-income households
A defining characteristic of the finances of low-income households is the irregularity and seasonality of cash-flows, and the generally small surplus.
Rethinking the Housing Strategy for Low Income Households
Increasing urbanization and massive demographic pressures that India is witnessing has brought housing and infrastructure to centre stage.
Micro-realities of financial inclusion
It is now well-accepted that the power of financial services to the customer, particularly low-income households, is realised only through the availability of a broad range of services, and not just through small loans or opening bank accounts.
Next stops in India’s excellent financial inclusion journey
What a great financial inclusion journey India is on. Banks, government, NGOs, civil soviety and private sector businesses are jumping onboard as the train accelerates.
Ground zero observations in Andhra Pradesh
What does it mean to be a farmer in Kurnool (a district in Andhra Pradesh)? One part of the district grows commercial crops such as sunflower and tobacco while another supports nothing but paddy (the Telugu-Ganga Canal influences the soil in way that only paddy can be grown here).
