Govt needs to revisit priority sector lending policy for more effective financial inclusion
There has been much discussion recently about the distorting nature of various indirect subsidies such as those being offered via price controls on fuel and fertiliser.
Using Customer Information to take a Household Approach to Lending
There has been a lot of stress on assessing a customer’s cash-flows before sanctioning a specific loan, for instance a home loan or a crop loan.
Unemployment Support: An Introduction
This is the first post in the Unemployment Support in India series. In this series, we will explore the unemployment support mechanisms in India today;
A Randomized Evaluation of Financial Services in Tamil Nadu
A recent report titled “Latest findings from Randomized Evaluations of microfinance” by Jonathan Bauchet, Cristoball Marshall, Laura Starita, Jeanette Thomas and Anna Yalouris, throws a lot of interesting insights into the realm of randomized evaluations and how they are being increasingly used by researchers across the globe to better understand financial services for the poor and the impacts achieved when an appropriate financial intervention is introduced.
Five Years of Researching Financial Services for the Poor – CMF Report
The Centre for Micro Finance, IFMR Research, published its latest report “Five Years of Researching Financial Services for the Poor” at its recently concluded annual conference held in association with RBI’s College of Agricultural Banking.
Will the For-Profit Model be Accepted in the Social Sector?
Governments have proven to be too inefficient, the non-profits too small and the corporates too greedy to provide basic services. What about for-profit social enterprises?
Household financial choice of the hapless households of India
In February 2010, I had the opportunity to visit Pudhuaaru KGFS in Thanjavur. This is a remarkable project which helps us see the interface between households and the financial system in a wholly new light.
Including Everyone in the National Pension Scheme: Review of the CRIISP Report
The Committee to Review Implementation of Informal Sector Pension (CRIISP) recently released their report focusing on National Pension Scheme (NPS), its design architecture, its performance till date and recommendations for increasing outreach and awareness about the product
International remittance for rural India
Remittances are the second largest source of funding for developing countries, contributing more than capital flows and development assistance.
No money to govern rural India
In India, gram panchayats (GPs) were given constitutional legitimacy following the passage of the 73rd Constitutional Amendment Act, which was meant to decentralise power and responsibility to them to improve local public service delivery and governance.
