Tag: Financial Lives of Poor Households

The social dimension of household finances is often missed by popular commentary on finance, which sees such decisions as being made by an individual for only themselves.

This data book compiles trends on household participation in formal financial services over the last few years.

On June 25, 2022, the XKDR Forum and Dvara Research Foundation will be hosting an all day workshop.

A comparison of household portfolios across two nationally representative survey highlights substantial differences in the ownership of financial assets, while similarities in the incidence of indebtedness.

In this post, we set out our vision for what social protection in India should aim to do, and then pose some questions on how we might achieve this.

In this slide deck, we cover some of the key insights from the AIDIS 2019 that throw light on the current landscape of household finance in India.

In recent months, there have been several reports on platform workers demanding greater worker rights in India.

Gold dominates household portfolios in India. This has been labelled as irrational behaviour by financially illiterate households. In this paper, we show that household preference towards gold is not irrational in the context of the Indian financial and macroeconomic environment which includes high inflation, financial repression, and capital controls.

Blog post series: This series of posts will attempt to do two things – first, to examine the definitional boundaries of social protection and where they relate to other financial services for low-income households, and second, to use this to arrive at a working definition of social protection for policymakers and research organisations such as Dvara Research. As a first step, we break down a few questions in this first post.

There is an urgent need to make formal financial services more flexible, and customer centric, in order to increase its usability