Malegam Committee Report on microfinance released
The Reserve Bank of India has released on its website the Report of the Sub-Committee of the Central Board of Directors of Reserve Bank of India to Study Issues and Concerns in the MFI Sector. The Sub-Committee has recommended creation of a separate category of NBFCs operating in the microfinance sector to be designated as NBFC-MFIs. To qualify […]
A new partner for MFIs arrives
Puneet Gupta is restless and visibly excited. The last ten days have been the culmination of many days’ efforts in creating access to finance to deserving high quality Microfinance Institutions (MFIs).
Is SHG model better than microfinance?
Finance Matters column in The Hindu Business Line – Farzana Najeeb of Advocacy writes the fifth article in the series.
Getting some facts straight in microfinance
The recent controversy surrounding the microfinance sector has entirely eclipsed the fact that it is the first effort in India to have delivered financial services to remote corners of the country in a self-sustaining manner.
Analysing the MFI cost structure
Having understood the deep transformative potential of access to finance and the barriers to accessing it, here’s a look at the fundamentals of the MFI cost structure in delivering finance.
Why would an MFI need an Appreciative Inquiry process?
“In 5 years, our village would have metal roads, hospitals and old-age homes to take care of the poor, the poor women who work for others now would become employers, giving employment opportunities to many other under-privileged people.
First Private Wealth Investment in Microfinance Securitisation
IFMR Capital closed its eighth microloan securitisation transaction this week, an INR 370 mn multi-originator securitisation with Delhi-based MFI Satin Creditcare, Rajasthan-based Sahayata Microfinance and Tamil Nadu MFI, Asirvad.
Stamps, savings, microloans and more…
India Post through the decades has been an institution that has permeated the length and breadth of the country through its 155,000 branches.
The Fundamental Premise of Securitisation: The Microfinance Case Study
In a recent post, Daniel Rozas and Vinod Kothari have argued that microfinance securitisation does not, in reality, separate ‘pool risk’ from ‘originator risk’ and hence should not be rated very differently from the originator of the portfolio.
Unearthing the real issues in microfinance: Quality
Sucharita Mukherjee and Kirthi Rao talk about the importance of quality of underwriting standards in microfinance institutions. This is the first in a series of articles by the authors on the topic “Unearthing the real issues in microfinance”.
