Microfinance: Translating Research into Practice – Conference
RBI’s College of Agricultural Banking together with the Centre for Micro Finance, IFMR Research will host their fifth annual conference, “Microfinance: Translating Research into Practice” on January 9th and 10th 2012 in Pune.
A structured finance approach to microfinance
The structured finance approach has given MFIs access to a new class of debt investors, thereby reducing over-dependence on traditional sources of funds. This therefore enables risk transfer over a larger gamut of financial institutions and also provides access to mainstream capital market investors. The need for continuous and reliable sources of capital is critical for growth and sustenance in this sector.
Challenge of financing SMEs
India is home to about 26 million small enterprises (with investments less than 50 million) that account for about 20 per cent of the country’s GDP .
MFI Pricing and Valuation – an analysis of key drivers
IFMR Trust is a private trust whose mission is to ensure that every individual
and every enterprise has complete access to financial services.
The Impact of Interest Rate Controls on Financial Inclusion: A Comparative Analysis
The future regulatory environment for microfinance is being shaped by the recommendations of RBI’s Malegam Committee, set up to study issues and concerns in the microfinance sector.
Managing risks in microfinance
Microfinance institutions (MFIs) essentially act as financial intermediaries, bridging the gap between mainstream financial institutions and low-income households for a specific type of credit need that is short-term and unsecured.
Regulating Microfinance in India: IFMR Trust’s feedback on the Malegam Committee’s report
The Malegam Committee’s (referred to hereinafter as the “Committee”) recommendations to increase the supervisory capacity of the RBI, to make MFI regulation consistent at the national level, to promote good corporate governance and to increase bank lending to MFIs are welcome.
Technology to the rescue of MFIs
[Artoo Slate is a software solution designed for microfinance field staff that takes the entire process of data collection and loan disbursement online.
Where is the Ponzi scheme?
We have recently read comments on various blogs which suggest that MFIs are comparable to Ponzi schemes. These bloggers suggest that once new MFI loan disbursements slow down, borrowers will not be able to make the payments on their old loans.
MFIs, markets need each other
The goal of an investment professional is to maximise the risk-adjusted return on the overall portfolio through diversification within and across asset classes.
