Tag: Priority sector lending

This paper studies the changes in balance sheet composition across both extensive and intensive margins during this decade, allowing for heterogenous effects of year and regional banking sector development by household occupation type.

MSME segment is mammoth and has very distinct and crucial subcategories. Responding to this heterogeneity can spur momentum across the entire sector

Access to suitable credit could enable growth-oriented nano-enterprises to invest in productive assets, adopt new technologies, smooth working capital cycles, and expand their scale of operations.

In this paper, we aim to identify the challenges and opportunities in financing regenerative agriculture within the context of smallholder farming in India and offer suggestions for enhancing the financing of regenerative agriculture in the country.

Reforms to PSL can have tremendous impact both on regional/sectoral development as well as improving the quality of bank assets.

In view of the rigid sectoral targets and the absence of an active trading market for PSL assets, current PSL requirements force identical strategies from all banks, with little scope for specialisation.

This post is a follow-up to our earlier post where we had invited public comments on Payments. In this post we seek your thoughts on the theme of Priority Sector Lending.

There has been much discussion recently about the distorting nature of various indirect subsidies such as those being offered via price controls on fuel and fertiliser.