Tag: RBI

he microfinance movement in India is set to receive another dose of impetus with the Reserve Bank of India’s (RBI) recently released Consultative Document on Regulation of Microfinance in June 2021. Following the Malegam Committee Report, which is a decade old now, the current document looks to reassess and realign the priorities of the sector.

In this blog post, we present a summary of our response to the consultative document.

From a student perspective, there are several challenges associated with paying for any form of higher education, which requires a greater level of commitment in terms of cost.

In this post, we revisit the issue of over-indebtedness in microfinance and provide a set of suggestions to address them

In this blog post, we share our responses submitted to the RBI to the questions posed in the discussion paper

This paper seeks to understand the role of the Indian Central Bank in regulating information flows through Account Aggregators. These are licensed entities exclusively dedicated to collecting, retrieving and sharing customers’ financial information with other financial entities with the customers’ consent.

In this post, we outline some measures that the RBI and Government can take to alleviate the stress faced by the MFI sector

We discuss the need for a clear vision, rationale, and a roadmap to be placed by the RBI for how it sees the draft framework enable the development of this market. We also consider how RBI has made the choice between capital neutrality and capital relief through this framework and how the outcomes from such a choice can have an impact on how securitisation serves the efficient movement of risks within the banking system and also to investors outside the banking system.

This blog examines the growth in household holdings of financial assets and liabilities for the period 2000-01 to 2016-17

On the December 2019 Financial Stability Report released by the Reserve Bank of India.