Comments on RBI’s Draft Master Direction on Minimum Capital Requirements for Operational Risk
In our response, we commend and highlight the more risk sensitive methodology and the corresponding disclosures outlined in the draft guidelines. However, we also point out that not including conduct risk under operational risk is a major lacuna.
How to protect farmers against risks
Offering affordable derivative products that will help them hedge against price and weather risks is vital
Impact of information disclosure on consumer behaviour: The case of high-risk bonds
Impact of information disclosure on consumer behaviour: The case of high-risk bonds
A Convening on ‘Emerging Customer Risks in Digital Lending in India’
A Convening on ‘Emerging Customer Risks in Digital Lending’ was conducted on April 22nd and 23rd, 2021, by Dvara Research Foundation in collaboration with the Consultative Group to Assist the Poor (CGAP).
Exploring the vastness of informality and unprotected risk in Indian labour markets
In this paper, we document the growing informalization of India’s labour force, and the consequences of this phenomenon for the state of social protection in India
Vastness of Informality and Unprotected Risk in Indian Labour Markets
This chapter documents the growing informalization of India’s labour force and the consequences of this phenomenon for the state of social protection in India.
Household Risks, Work Choices and Asset Portfolio of Migrant Households in India
In this blog post, we analyse migrant risks and work choices
A novel way for MSMEs to lower their risk profile and access funds
This problem can be solved by link-ups with large supply chains and networks that disperse risk and place small businesses in a better position to get loans and attract equity investors.
The Risk Aggregator Model in Banking for India
India has relied on banks to drive its financial inclusion efforts. However, the high levels of NPAs in banks’ balance sheets has forced them to cut back on lending, adversely affecting the financial inclusion agenda.
Enforcing Data Protection: A Model for Risk-Based Supervision Using Responsive Regulatory Tools
The effectiveness of a future Indian data protection regime would hinge largely on the capacity and approach to supervision and enforcement. The paper discusses some novel ideas to guide the enforcement of a data protection regime.