Tag: Risk

Mobile Instant Credit (MIC) is rapidly growing as a financial inclusion tool, attracting policy and research interest. However, its impact remains understudied, with a weak Theory of Change. The blog highlights three overlooked impact areas and calls for insights from microfinance research.

In our response, we commend and highlight the more risk sensitive methodology and the corresponding disclosures outlined in the draft guidelines. However, we also point out that not including conduct risk under operational risk is a major lacuna.

Offering affordable derivative products that will help them hedge against price and weather risks is vital

Impact of information disclosure on consumer behaviour: The case of high-risk bonds

A Convening on ‘Emerging Customer Risks in Digital Lending’ was conducted on April 22nd and 23rd, 2021, by Dvara Research Foundation in collaboration with the Consultative Group to Assist the Poor (CGAP).

In this paper, we document the growing informalization of India’s labour force, and the consequences of this phenomenon for the state of social protection in India

This chapter documents the growing informalization of India’s labour force and the consequences of this phenomenon for the state of social protection in India.

In this blog post, we analyse migrant risks and work choices

This problem can be solved by link-ups with large supply chains and networks that disperse risk and place small businesses in a better position to get loans and attract equity investors.

India has relied on banks to drive its financial inclusion efforts. However, the high levels of NPAs in banks’ balance sheets has forced them to cut back on lending, adversely affecting the financial inclusion agenda.