Comments to the Reserve Bank of India on the Draft Framework for Authorisation of a PanIndia New Umbrella Entity (NUE) for Retail Payment Systems dated 10 February 2020
In this Response, we present our comments on the RBI’s Draft Framework for Authorisation of a Pan-India New Umbrella Entity (NUE) for Retail Payment Systems (Reserve Bank of India, 2020) (hereafter ‘Draft Framework’). Our comments are organised into two sections. Section I recognises five overarching concerns (summarised below), which will seek to convey and substantiate the following feedback to the Draft Framework. 1. Clearer regulatory objectives must guide the vision and design for NUE.
Our Response to the Draft Framework for authorisation of a pan-India New Umbrella Entity (NUE) for Retail Payment Systems
Our response to RBI on draft New Umbrella Entity (NUE) framework
The ‘Common Services Centre’ Model: A no-win scenario?
Study on incentive compatibility in welfare delivery
Our submission to the Joint Committee of Members of the Indian Parliament on the Personal Data Protection Bill, dated 25 February 2020
Comments on PDP 2019
Comments to the Joint Parliamentary Committee (JPC) on the Personal Data Protection Bill 2019 introduced in the Lok Sabha on 11 December 2019
Dvara Research is an independent Indian not-for-profit research institution guided by our mission of ensuring that every individual and every enterprise has complete access to financial services.
Pradhan Mantri Mudra Yojana: A Critical Analysis and a Call for Change
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Welfare in the Budget
Analyses on allocations for social welfare in the budget 2020-21
A Commentary on RBI’s December 2019 Financial Stability Report
On the December 2019 Financial Stability Report released by the Reserve Bank of India.
A Strategy for Comprehensive Financial Inclusion
The study found a set of issues that were common across all origination models, a smaller set of issues that were specific to certain institution- or product-types, and a set of issues with distribution channel design and incentive design.
Reaching the Last-mile: Delivery of Social Protection in India
Our analysis of last-mile delivery challenges
