Expanding Access To Bank Credit By Building The NBFC Periphery
he current approach is making NBFCs safer but requiring banks to become riskier, write Nachiket Mor and Dwijaraj Bhattacharya.
Read more at: https://www.ndtvprofit.com/bq-blue-exclusive/expanding-access-to-bank-credit-by-building-the-nbfc-periphery
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To avoid Yes Bank-like shocks, let differentiated banking licenses address financing gaps
India urgently needs a range of entities to solve for the vast diversity in its credit intermediation requirements, including in infrastructure financing.
Formalising social security for the informal sector
During the Budget speech, the Finance inister talked about the 20-year long process of implementing the labour codes in India.
Employee State Insurance Scheme is missing in action
Covid-19 has exposed how ESIS and the ESIC system have failed beneficiaries; there is a need for reform involving outcome-measuring, better governance, and competition
Fixing India’s Banks: Making Banking Boring Again
The best banks are boring banks, whose strength is in the maturity of their processes for managing capital, writes Nachiket Mor.
Why We Need Banks… And Getting Indian Banking Right
Banks in India will need to work hard to build a well-functioning ‘internal market’, which at the moment is quite broken.
Finding the common man in the capital markets
SEBI needs to clearly define who a retail consumer is and ensure that this definition is inclusive enough that it accounts for the universe of consumers that are susceptible to the mis-selling of financial products and services
India’s proposed data protection regulator needs strong safeguards
By Malavika Raghavan & Srikara PrasadOn August 30, Paytm Mall allegedly suffered a massive data breach after being targeted of a group of hackers. The allegations were made by Cyble, a US cyber-risk intelligence firm. These were immediately denied by Paytm Mall, which, in turn, threatened to take legal action against Cyble. Meanwhile, customers and vendors have no way of verifying whether a breach occurred, or if their data has been compromised,
Private Players in Welfare Delivery: A Case Study from South Africa
In this blog post we study the privatisation of grants system in the South Africa
A beneficial funding route
Setting up the first regulated, non-profit focused ‘social stock exchange-listed’ social venture fund can be a major milestone for India’s non-profit sector