Detecting Borrower Distress
A new framework for monitoring credit markets for over-indebtedness
Gauging household income key for microfinance clients
he microfinance movement in India is set to receive another dose of impetus with the Reserve Bank of India’s (RBI) recently released Consultative Document on Regulation of Microfinance in June 2021. Following the Malegam Committee Report, which is a decade old now, the current document looks to reassess and realign the priorities of the sector.
Lessons from the CoWIN experience
CoWIN has been developed as a digital platform to support Covid-19 vaccination efforts in India. While most are familiar with the interface for citizens to book vaccination slots, CoWIN also supports multiple other functions.
Impact of information disclosure on consumer behaviour: The case of high-risk bonds
Impact of information disclosure on consumer behaviour: The case of high-risk bonds
How to get the Bad Bank off to a good start
Clear statutory backing, clarity of objectives and an independent and professional management are key to the success of a bad bank. These components seem absent in the current structure.
A framework for microfinance regulation that would suit India
An RBI paper with bold proposals for this sector should stir a discussion on broader policy reforms
Financing higher education: New directions in student lending
From a student perspective, there are several challenges associated with paying for any form of higher education, which requires a greater level of commitment in terms of cost.
Expanding Access To Bank Credit By Building The NBFC Periphery
he current approach is making NBFCs safer but requiring banks to become riskier, write Nachiket Mor and Dwijaraj Bhattacharya.
Read more at: https://www.ndtvprofit.com/bq-blue-exclusive/expanding-access-to-bank-credit-by-building-the-nbfc-periphery
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To avoid Yes Bank-like shocks, let differentiated banking licenses address financing gaps
India urgently needs a range of entities to solve for the vast diversity in its credit intermediation requirements, including in infrastructure financing.
Formalising social security for the informal sector
During the Budget speech, the Finance inister talked about the 20-year long process of implementing the labour codes in India.
