Dvara Research’s Household Finance Research initiative aims to rigorously understand the financial choices and decisions of low-income or excluded individuals and households, and their relation to achieving households’ objectives. It has been our consistent endeavour to study financial inclusion as a gateway to a suite of appropriate financial services eventually enabling well-rounded household balance sheets and consumer financial well-being.
Head - Household Finance
Senior Research Associate
Research Manager - Climate & Agri Finance
Research Associate
The Committee on Comprehensive Financial Services for Small Businesses and Low Income Households, set up by the RBI in September 2013, was mandated with the task of framing a clear and detailed vision for financial inclusion and financial deepening in India.
This post is a follow-up to our earlier post where we had invited public comments on Comprehensive Financial Services. In this post we seek your thoughts on the theme of Consumer Protection.
This post is a follow-up to our earlier post where we had invited public comments on Affordable Credit Delivery. In this post we seek your thoughts on the theme of Comprehensive Financial Services.
According to the 2011 Population Census data, urban India grew by 90 million people in the previous decade.
This post is a follow-up to our earlier post where we had invited public comments on Priority Sector Lending. In this post we seek your thoughts on the theme of Affordable Credit Delivery.
This post is a follow-up to our earlier post where we had invited public comments on Payments. In this post we seek your thoughts on the theme of Priority Sector Lending.
Given the magnitude of investments and expertise needed for sustainable development of urban infrastructure in India, it is essential that there be substantial private sector involvement.
Making access to formal payments infrastructure universal is a key component of the overall vision of financial inclusion and the RBI vision document on payments correctly aims towards an economy that is eventually entirely cash less.
IFMR Finance Foundation’s “Complete Financial Inclusion and Financial Deepening” site has been created with a view to track national progress on these fronts over time.
Gary Hustwit’s documentary film, Urbanized (2011), presents an optimistic overture about the future of cities, but is not unchecked with caution.
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.
