Independent Research and Policy Advocacy

Preethi Sundararajan

Senior Research Associate
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Preethi is a Senior Research Associate in the Household Finance Practice at Dvara Research. Her research interests focus on exploring agricultural livelihoods and analyzing the financial practices of low-income households, situating them within broader discussions in the field of political economy. She has previously worked in various roles with self-help groups, public sector banks, non-profits, and the Project Monitoring Unit of a state-wide program implemented by the Government of Tamil Nadu. Preethi holds a Master’s in Public Policy and Governance from Azim Premji University and a Bachelor’s Degree in Law and Business Administration from National Law University, Jodhpur.

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Household Finance

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Contact: Preethi.Sundararajan@Dvara.com

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January 12, 2026 | Dvara Research

The objective of this paper is to draw attention to those aspects of the lives of Low-Income Households (LIHs) that aren’t related to their income. In doing so, the paper characterises LIHs from a social capital perspective, highlighting the maintenance and strengthening of social capital as a deep-rooted cultural trait that is central to meaning-making in the lives of LIHs.