Independent Research and Policy Advocacy

Dr. Indradeep Ghosh

Indradeep Ghosh Dvara

Dr. Indradeep Ghosh is the Executive Director of Dvara Research. He has a PhD from MIT, an MA from Cambridge University (where he won the Adam Smith Prize given to the top graduating student in the university), and a BA from St. Stephen’s College, all in Economics. After finishing his PhD, Dr. Ghosh pursued an […]

Priyadarshini Ganesan

Priyadarshini Ganesan Dvara

Priyadarshini Ganesan is Research Manager – Climate & Agri Finance at Dvara Research, where she studies the role of financial systems in advancing inclusive and sustainable development, with a particular focus on agriculture and climate action. Her research explores how financial access can be translated into meaningful improvements in the lives of low-income and climate-vulnerable populations. […]

Misha Sharma

Misha Sharma Dvara

Misha leads the Household Finance Practice at Dvara Research. In this role she focuses on identifying key research gaps in the field of household finance and building evidence to inform market practices and design of financial sector policy.  Misha specialises in policy research and advocacy in the domain of financial inclusion. She has several years […]

Dwijaraj Bhattacharya

Dwijaraj heads the Financial Systems Design Initiative. His work focuses on households’ access to credit and impediments therein. His research interests include the legislative and regulatory frameworks governing providers, regulators, and other entities in the financial sector. His work also focuses on personal insolvency and bankruptcy. Dwijaraj holds a Master’s in Public Policy from the […]

Beni Chugh

Beni Chugh Dvara

Beni Chugh heads the Future of Finance Initiative. Her work focuses on identifying systemic stability and consumer protection concerns in digital finance.  Beni holds a Master’s in Public Policy from NLSIU, Bangalore and an M.A in Development Economics from the South Asian University, New Delhi.

Aishwarya Iyer

Aishwarya Narayan Dvara

Aishwarya is a Senior Research Associate at Dvara Research. She is passionate about building welfare systems that are equitably accessible for all and redistributive in nature. Aishwarya’s areas of research and advocacy include digitisation in social protection, last-mile delivery systems, and grievance redress mechanisms in digital finance and social protection. An overarching theme across her […]

Abhishek Mukherjee

Abhishek Mukherjee Dvara

Abhishek is a Research Associate with the Social Protection Initiative. He takes keen interest in mobility, spatial analysis, and rural development. Prior to Dvara Research, he was working as a Research Associate at Indian Institute of Management Ahmedabad, where he worked on developing sustainable framework for gold mining as an opportunity for rural development in […]