Infrastructure financing through mandatory payroll contributions: Case of BNDES, Brazil
A case of BNDES, Brazil
It’s unfair to NBFCs
India is a bank-dominated financial system with about two-thirds of all financial assets in the economy belonging to the banking sector.
Our Observations on RBI’s June 2019 Financial Stability Report
On the June 2019 Financial Stability Report released by the Reserve Bank of India.
Regulation of Credit Rating Agencies – A Comparative Analysis across India, US and EU
Comparing regulatory approaches that CRAs are subjected to across India, the US and EU.
The RBI’s proposed Public Credit Registry and its implications for the credit reporting system in India
On RBI’s proposed Public Credit Registry and its implications.
Shining the light on mis-selling in Indian banking
Without focus by regulators on mis-sale, we put confidence of retail customers at risk
Top 5 Game changers for the Indian Financial System in 2018
Summarising the dominant trends from the year gone by.
Differentiation in banking models is a must to drive competition
Several studies have found that the Indian banking sector, while having a large number of players, has monopolistic competition.
RBI’s Financial Stability Reports – A Commentary on its Purpose and Contents
The Reserve Bank of India (RBI) has been publishing its bi-annual Financial Stability Reports (FSR) from May 2010. The FSRs provide extensive information about the way the RBI conducts its stress tests on the banking system; an aggregate sense of the results of such tests provide a measure of the overall resilience and stability of […]
Is it time to introduce wholesale banks in India?
NBFCs are particularly vulnerable to wholesale funding constraints in the form of high and volatile borrowing costs