Publication: Dvara Research

The household sector, comprising of individuals, households, proprietorships, and other non-corporate entities, has over INR 46 trillion as outstanding in the Indian formal credit market. The ability to access credit enables an individual and her household to gain better financial wellbeing and economic welfare outcomes, and an excess of credit can diminish any developmental gains. […]

In this report we propose Monitoring and Detection Framework for OID with twin outcomes in mind, that of financial stability and financial consumer protection

In this research brief, we use the income and expenditure data from CMIE to study the formal savings potential of the households over a period of six years

In this blog post, we summarise our comments to the Working Document: Enforcement Mechanisms for Responsible #AIforAll

This research note intends to offer a solution-oriented feedback to the Working Document: Enforcement Mechanisms for Responsible #AIforAll (Working Document) released by the NITI Aayog in November 2020.

Summarising the dominant trends from the year gone by.

In this post, we summarise the themes of HHF as articulated in a our working paper as well as comment on the gaps in a recent paper on HHF

In this blog post, we explore a case of exclusion from the PDS, wherein a daily wage labourer, Mr. Kabeer, was unable to obtain a ration card

In this post, we look at whether the grievances of the MSME sector in relation to their use of financial services are adequately.

This brief presents the evidence on the impact of COVID-19 on the daily life of low-income households from a fortnightly panel survey conducted by Dvara Research