Understanding harm from personal data processing activities and its challenges for user protection
This paper seeks to understand the nature of harm emerging from personal data processing activities and its impact on user protection. To this end, the paper analyses how personal data-related harms are unique and distinct from other kinds of harms arising from torts, breach of contract, crime or defects in products and services.
Unpacking dark patterns: understanding dark patterns and their implications for consumer protection in the digital economy
This paper examines the increasing use of dark patterns in digital interfaces and the concerns they raise for consumer protection
Impact of COVID-19 on Migrant Households and Remittances in India: A Literature Review
This post reviews various sources of literature on how COVID-19 has affected migrant households & conclude by summarises some of the recommendations provided by sector experts
Exploring the vastness of informality and unprotected risk in Indian labour markets
In this paper, we document the growing informalization of India’s labour force, and the consequences of this phenomenon for the state of social protection in India
Assessing Transparency of Indian Banking System’s Public Risk Disclosure Regime – A Regulation Based Approach
In this paper, we assess the public disclosure regime of the Indian banking sector & provide our recommendations that RBI can consider implementing to enhance the transparency of disclosures
A Potential Regulatory Approach to Creditworthiness Assessments in Microfinance
In this post, we revisit the issue of over-indebtedness in microfinance and provide a set of suggestions to address them
Leveraging Communities for Health Insurance
In this post, we analyse the community-based health insurance model and suggest pathways for reform
De-Risking Lenders, Safeguarding Borrowers: A Case for Commodity Derivatives
In this post, we discuss the market & regulatory barriers that prevent most farmers, banks & NBFCs from participating in the commodity derivatives market
Delivery of Social Protection Entitlements in India: Unpacking Exclusion, Grievance Redress, and the Relevance of Citizen-Assistance Mechanisms
we also propose a set of Standard Operating Procedures (SOPs) that can be a ready reference for community-based institutions, Civil Society Organisations (CSOs), or government-run help centres, engaged in citizen assistance in the field of social welfare and accountability.
Delivery of Social Protection Entitlements in India: Unpacking Exclusion, Grievance Redress, and the Relevance of Citizen-Assistance Mechanisms
This report has been submitted to Azim Premji University under their COVID-19 Research Funding Programme 2020