End-to-end liquidity transmission a must to serve the vulnerable
The Reserve Bank of India (RBI) has permitted banks and non-banking finance companies (NBFCs) to reschedule payments on all loans for the period between March and May 2020 to stem the impact of the covid-9 pandemic.
Artificial Intelligence in Digital Credit in India
Study on Artificial Intelligence in finance in India
Expanding Insurance Coverage Under the PM Garib Kalyan Yojana
Study on the state of health insurance coverage in India
Protecting the Informal Sector in India From Economic Consequences of COVID-19
In this policy brief, we explore four simple suggestions that can potentially have a significant impact in easing the hardships of unorganised sector households.
Protecting Households from the Economic Consequences of COVID-19
Summary of the different types of responses by governments across the world to ensure the economic protection
Designing a Universal and Comprehensive Social Security Floor for Informal Sector Workers
In this policy brief, we examine the provisions of the Code on Social Security Bill, 2019 insofar as
they apply to workers in the informal sector. We note that there is a lack of clarity in the Bill on
the definition of an informal sector worker.
Proceedings from our Roundtable on Social Security for Informal Sector Workers
Insights from the roundtable on Social Security for Informal Sector Workers
Analysing Growth Trends in Formal Financial Market for the Indian Household Sector
This blog examines the growth in household holdings of financial assets and liabilities for the period 2000-01 to 2016-17
Estimating Eligibility for the Fresh Start Mechanism under IBC, 2016
The provisions for insolvency, bankruptcy and fresh start for natural persons as contained in the Insolvency and Bankruptcy Code (IBC) 2016 are expected to shift the paradigm of the Indian consumer credit market.
Comments to the Reserve Bank of India on the Draft Framework for Authorisation of a PanIndia New Umbrella Entity (NUE) for Retail Payment Systems dated 10 February 2020
In this Response, we present our comments on the RBI’s Draft Framework for Authorisation of a Pan-India New Umbrella Entity (NUE) for Retail Payment Systems (Reserve Bank of India, 2020) (hereafter ‘Draft Framework’). Our comments are organised into two sections. Section I recognises five overarching concerns (summarised below), which will seek to convey and substantiate the following feedback to the Draft Framework. 1. Clearer regulatory objectives must guide the vision and design for NUE.
