Transaction failure rates in the Aadhaar enabled Payment System: Urgent issues for consideration and proposed solutions
This policy brief identifies serious categories of transaction failures in the Aadhaar enabled Payment System or AePS in India together with solutions for urgent discussion
Household Finance in India: Approaches and Challenges
Household Finance is the study of how institutions provide goods and services to satisfy the financial functions of the household, how consumers make financial decisions and how government action affects the provision of financial services (Tufano, 2009).
Announcing Call for Proposal in Household Finance Research
Inviting research institutions/think-tanks, institutional and independent academicians, and scholars to submit research proposals
The Risk Aggregator Model in Banking for India
India has relied on banks to drive its financial inclusion efforts. However, the high levels of NPAs in banks’ balance sheets has forced them to cut back on lending, adversely affecting the financial inclusion agenda.
End-to-end liquidity transmission a must to serve the vulnerable
The Reserve Bank of India (RBI) has permitted banks and non-banking finance companies (NBFCs) to reschedule payments on all loans for the period between March and May 2020 to stem the impact of the covid-9 pandemic.
Artificial Intelligence in Digital Credit in India
Study on Artificial Intelligence in finance in India
Expanding Insurance Coverage Under the PM Garib Kalyan Yojana
Study on the state of health insurance coverage in India
Protecting the Informal Sector in India From Economic Consequences of COVID-19
In this policy brief, we explore four simple suggestions that can potentially have a significant impact in easing the hardships of unorganised sector households.
Protecting Households from the Economic Consequences of COVID-19
Summary of the different types of responses by governments across the world to ensure the economic protection
Designing a Universal and Comprehensive Social Security Floor for Informal Sector Workers
In this policy brief, we examine the provisions of the Code on Social Security Bill, 2019 insofar as
they apply to workers in the informal sector. We note that there is a lack of clarity in the Bill on
the definition of an informal sector worker.