Improving Outcomes for the Financial System through Credit Rating Agencies – Part 1
Part one in our two-part blog series on Improving Outcomes for the Financial System through Credit Rating Agencies
Insights from the Roundtable on Implementing India’s Personal Data Protection Bill
Roundtable on Implementing India’s Personal Data Protection Bill
The State of Micro-pensions in India
The third post in our three-part series on Pensions.
Tracking Performance of Small Finance Banks against Financial Inclusion Goals
The author works as a Research Associate with Dvara Research. The author acknowledges the contribution of Deepti George, Dwijaraj B, Madhu Srinivas, Sowmini G Prasad for their valuable inputs on the draft.
Have Small Finance Banks been able to meet financial inclusion goals?
Tracking Performance of Small Finance Banks against Financial Inclusion Goals
Effective Enforcement of a Data Protection Regime
This paper presents ideas for a new approach to enforcement of a data protection regime, based on risk-based supervision and the use of a range of responsive enforcement tools that could be deployed in advance of a breach to prevent it, or after a breach to mitigate the effects.
Comments submitted to the Ministry of Labour and Employment on the Draft Labour Code on Social Security, 2019 (24 October 2019)
We have provided our constructive comments on the Draft in response to the call for responses from stakeholders dated 17.09.2019. (Ministry of Labour and Employment , 2019) We have commented on the following aspects of the Draft, namely: 1. The need for greater clarity on institutions set up under the Draft, particularly the Central Board of Trustees and the National Social Security Board for Unorganised Workers. 2. The definition of “worker” and “employee” under the present draft.
Our Response to the Ministry of Labour on the Draft Code on Social Security, 2019
Our response to the Ministry of Labour on social security code.
An Analysis of ‘Harm’ defined under the draft Personal Data Protection Bill, 2018
Examining the definition and usage of the term “harm” in India’s draft Personal Data Protection Bill 2018.
Let’s stop kicking the can down the road: Highlighting important and unaddressed gaps in microcredit regulations
Three issues that the RBI must prioritize as it seeks to revise MFI regulations. While the prescriptive nature of these regulations has helped by setting in place core systems, processes and an overall structure towards better compliance, there is a growing concern over the capability of the current regime to effectively protect borrowers from over-indebtedness.