Independent Research and Policy Advocacy

Video: Recent Regulatory Developments in Advancing Financial Inclusion

As part of IFMR Finance Foundation’s Financial Deepening & Household Finance Research Initiative, the National Stock Exchange & IFMR Finance Foundation recently hosted a two-day Inaugural Conference in Mumbai to present the results of the collaborative research effort underway and to obtain feedback on it.

Exploratory Analysis of Credit-to-GDP Variable for Tamil Nadu

In the previous blog posts of this series, we had outlined that the various aspects of financial development like depth (Credit to Gross Domestic Product (GDP) ratios), and access (per cent of population with bank accounts in urban and rural areas, and distribution of payment access points per 10,000 eligible persons) vary not only between Indian states, but also considerably between different districts.

Insolvency Law Reform in India

We recently hosted a series of knowledge management sessions at our office, as part of which we had invited Richa Roy of AZB & Partners as one of the speakers.

Taking Stock of Weather Insurance in India

This blog post discusses the concept of weather-indexed insurance in India, its advantages over traditional yield-based insurance schemes and the institutional and infrastructure requirements for successful implementation of weather-indexed schemes.

Credit Information Reporting for Self Help Group Members

The RBI Committee on Comprehensive Financial Services for Small Businesses and Low Income Households (2014) recommended that the regulator require all loans provided by regulated institutions to be reported to at least one credit bureau.

Simulating Housing Choice for Low-Income Urban Households

As part of IFMR Finance Foundation’s “Notes on the Indian Financial System” research series, Anand Sahasranaman, Vishnu Prasad & Aditi Balachander, have authored the latest research note on “Simulating Housing Choice for Low-Income Urban Households”.

Microfinance through a Data Lens

In the last five years, the microfinance sector in India has grown into a stable and well-regulated sector thanks to a strengthened regulatory framework and credit bureau infrastructure.