Independent Research and Policy Advocacy

A new partner for MFIs arrives

Puneet Gupta is restless and visibly excited. The last ten days have been the culmination of many days’ efforts in creating access to finance to deserving high quality Microfinance Institutions (MFIs).

The Case for Small Banks

In what could become a welcome trend, the RBI has started putting out detailed discussion notes on future policy steps.

Getting some facts straight in microfinance

The recent controversy surrounding the microfinance sector has entirely eclipsed the fact that it is the first effort in India to have delivered financial services to remote corners of the country in a self-sustaining manner.

Analysing the MFI cost structure

Having understood the deep transformative potential of access to finance and the barriers to accessing it, here’s a look at the fundamentals of the MFI cost structure in delivering finance.

Mills, Sugarcane and Credit

The Centre for Innovative Financial Design (CIFD) recently entered the survey stage of a research project concentrating on the welfare of India’s sugarcane farmers. 

Financial inclusion needs friendlier products

Third in the series of articles in The Hindu Business Line, Puneet Gupta and Jayshree Venkatesan of IFMR Mezzanine  Finance write about some of the barriers to accessing finance.

Financial services matrix

The best of intentions get thwarted ever so often, simply because the co-ordination and communication required are absent.