Publication: Dvara Research

At a recent Spark session, Anupama Sharma from the Centre for Insurance and Risk Management (CIRM) spoke about the major lessons livestock insurance has handed out. We bring you the highlights:

The announcement of National Pension System (NPS) Lite, a pension plan geared towards economically disadvantaged populations, brings hope for much needed money during non-productive years

Fundamental to the growth and development of an industry is the research that aids its practice, especially in the context of microfinance in India.

The Reserve Bank of India has opened a discussion in its website to see if there is a case for allowing banks to engage ‘for-profit’ companies as well as NBFCs as their Business Correspondents.

India Post through the decades has been an institution that has permeated the length and breadth of the country through its 155,000 branches.

A lending institution in the inclusive-finance space that is for-profit and for-social good may be making multiple trade-offs where either profit or social good takes the backseat.

Olympia A. De Castro from IFMR Capital gave us an insight on the correspondent banking model in Brazil that led to some interesting comparison debates with the Indian model.

With a vast majority of the Indian population living in the rural hinterland, its economy and growth are linked to developmental efforts. Crucial to this is in ensuring that the fruits of financial inclusion reaches their doorstep.

Understanding and channelizing local issues at the grassroots level to policy makers at both regional and national level is both challenging and vital.

In a recent post, Daniel Rozas and Vinod Kothari have argued that microfinance securitisation does not, in reality, separate ‘pool risk’ from ‘originator risk’ and hence should not be rated very differently from the originator of the portfolio.