Gopal G., a native of West Bengal, moved to Delhi 14 years ago to find a job to support his 11-member family. In Delhi, he works with a goldsmith, earning Rs 3,600 a month, much of which he sends back home.

Suyash Rai of IFMR Finance Foundation, Raghav Narayana of IFMR Rural Finance in an informal conversation with Mr. Praveen Chakravarty, who is a volunteer in the Financial Inclusion team of UIDAI.

Self-control problems can be consequential for the well-off; examples include failures to eat or live healthy, or save enough for retirement.

Over 70 per cent of the population of Uttarakhand lives in rural areas (Census of India, 2001).

Udaipur-based Sahayata Microfinance has raised INR 195 Mn through the issuance of listed, secured, redeemable, non-convertible debentures (NCDs), which have now been purchased by DWM (Cyprus) Ltd.,

Households slip into “bad states of the world” due to several reasons, including accident or death of the earning member, medical emergency of a family member, poor or excess rainfall that ruin crop production, theft or fire.

G E Balajee, IFMR Blog Team in conversation with Abhishek Sinha, CEO, Eko India Financial Services Private Limited on the Business Correspondent model, its challenges and prospect.

Recently, we flagged off our new blog series on financing options for non-bank originators with our first post that explored debt-funding options in some depth.

A defining characteristic of the finances of low-income households is the irregularity and seasonality of cash-flows, and the generally small surplus.

Increasing urbanization and massive demographic pressures that India is witnessing has brought housing and infrastructure to centre stage.