It is now well-accepted that the power of financial services to the customer, particularly low-income households, is realised only through the availability of a broad range of services, and not just through small loans or opening bank accounts.

IFMR Trust is a private trust whose mission is to ensure that every individual and every enterprise has complete access to financial services.

Credit Derivatives are great financial tools that help entities manage their risk in a better, more efficient way.

The High Powered Expert Committee (HPEC) for estimating the investment requirements for urban infrastructure services released its final report recently.

In the wake of recent reports of dramatic decline in the availability of capital, microfinance service providers struggling to keep afloat, and the recent proposal by the finance minister to create a dedicated fund for providing equity to smaller MFIs

Ever signed up for the gym but failed to go regularly? You are not alone. There are numerous occasions where we take a decision that is not always ‘optimal’.

What a great financial inclusion journey India is on. Banks, government, NGOs, civil soviety and private sector businesses are jumping onboard as the train accelerates.

Rural households need relatively large sums of money for life cycle needs (such as marriages, festivals and old age), emergencies (such as illness, the death of a bread-winner and floods) and investment opportunities (as much in assets and household goods, for example, as in investments in micro-businesses)i .

Sometimes adversity is the perfect catalyst to invent what was unforeseeable in normal circumstances.

Financial inclusion is as much about convenient channels of delivery as it is about appropriate products.