Establishing principle-level guidance on operationalising Responsible AI would induce clarity and confidence

In this post, we present our findings from our literature review based on which we conducted the behavioural study.

This post summarises how BNPL lending functions and highlights customer protection concerns that can put at risk the promise of better credit access.

Even when women are not the primary borrowers of formal finance, studies note that they remain responsible for ensuring timely repayments.

In our response, we commend and highlight the more risk sensitive methodology and the corresponding disclosures outlined in the draft guidelines. However, we also point out that not including conduct risk under operational risk is a major lacuna.

In this post, we Introduce the Dvara-Haqdarshak Study on Exclusion in Government to Person Payments.

In this blog post, which is the second part of the two-part series, we studied the suitability formats of four life insurance companies and found many contrasts in the manner in which IRDAI’s suitability regulations of 2019 has been implemented.

In this blog post, we present a summary of our response to the consultative document.

Dvara Research, in partnership with CGAP, co-organized a round table on customer risks in the digital lending space. Here is the proceedings

In this deck, we analyse the financial portfolios of Indian households adhering to different religious faiths