Part two in our two-part blog series on Improving Outcomes for the Financial System through Credit Rating Agencies

Part one in our two-part blog series on Improving Outcomes for the Financial System through Credit Rating Agencies

Three issues that the RBI must prioritize as it seeks to revise MFI regulations. While the prescriptive nature of these regulations has helped by setting in place core systems, processes and an overall structure towards better compliance, there is a growing concern over the capability of the current regime to effectively protect borrowers from over-indebtedness.

Insights on Non-Personal Data (NPD)

Reflecting on central recommendations in the Nilekani Report and the Vision 21 Document along with the key aspects of the user journey for digital payments.

A case of BNDES, Brazil

Harms facing users in the digital ecosystem that players in the Indian ecosystem must contemplate in order to build appropriate safeguards

Click here to access the primer on Consumer Data Infrastructure.  Large scale data infrastructures (such as the proposed Public Credit Registry, the GSTN System and the Indiastack) are emerging to support the delivery of financial services in India. This raises questions regarding the role of the State and of the regulation of these infrastructures. The existing […]

Primer on Consumer Data Infrastructure - 4th Dvara Research Conference

A closer look at recent Payments Banks KYC and conduct violations.