Harms facing users in the digital ecosystem that players in the Indian ecosystem must contemplate in order to build appropriate safeguards

Click here to access the primer on Consumer Data Infrastructure.  Large scale data infrastructures (such as the proposed Public Credit Registry, the GSTN System and the Indiastack) are emerging to support the delivery of financial services in India. This raises questions regarding the role of the State and of the regulation of these infrastructures. The existing […]

Primer on Consumer Data Infrastructure - 4th Dvara Research Conference

A closer look at recent Payments Banks KYC and conduct violations.

In our concluding blog post in the series on the conference we recently hosted, we attempt a synthesis of the big pertinent questions that emerged from the discussions.

In the first post of this two-part series, we tracked the explosive rise of the P2P lending market in China, which took place in the absence of any regulations.

Both financial inclusion and financial stability are high on international policy makers’ agenda. For instance, the G-20 has called for global commitments to both advancing financial inclusion (the Maya Declaration and the Global Partnership for Financial Inclusion) and enhancing financial stability (the Financial Stability Board, Basel III Implementation, and other regulatory reforms).

In our endeavor to achieve our mission of ensuring that every individual and every enterprise has complete access to financial services, we realize the crucial role that innovative ideas can play in this journey.

This blog post discusses the concept of weather-indexed insurance in India, its advantages over traditional yield-based insurance schemes and the institutional and infrastructure requirements for successful implementation of weather-indexed schemes.

In the previous blogpost we noted the gradual shift away from the buyer-beware standard in case law and policy regarding customers of financial products.