There has been a lot of stress on assessing a customer’s cash-flows before sanctioning a specific loan, for instance a home loan or a crop loan.
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There has been a lot of stress on assessing a customer’s cash-flows before sanctioning a specific loan, for instance a home loan or a crop loan.
The previous post delineated the Indian context for finance and suitability as part of our Consumer Protection series. This post delves deeper into the conceptual discussions on suitability as the new paradigm for financial sector regulation in India.
This post takes off from where our article on the current status of Indian debt markets ended. The peculiar issue with the Indian corporate debt market is not that it faces challenges due to a lack of adequate infrastructure.
This post aims to establish the conceptual justification for why suitability should form the central principle underlying consumer protection in India. The following posts in the three part series will dive deeper into the implementation aspects of ‘suitability’.
As part of our series on Unemployment Support in India, this blog post explores the unemployment insurance schemes in Hungary and Poland.
This is the beginning of a series of blogs on the Municipal Finance scenario in India. In the first post we look at the 74th Constitutional Amendment Act, the rationale behind it and its intentions.
How can we design a financial product for a farmer that is exactly suited to his requirement? The answer lies in understanding the utilisation of the product.
Nachiket Mor and Bindu Ananth were invited by Columbia University to share some of our thinking and work on consumer finance in India.
The recent approach paper of the Financial Services Legislative Reforms Commission (FSLRC) has brought a fresh focus on consumer protection.
Equitas Microfinance India (formerly Singhivi Investment & Finance), one of the country’s leading microfinance companies, recently concluded a large securitisation deal totalling INR 78.95 crores. ‘Zeus IFMR Capital 2012’, a special purpose vehicle created for the transaction has issued two tranches of PTCs, the senior of which was rated A (SO) and the junior BBB (SO) by CRISIL
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