A Strategy for Comprehensive Financial Inclusion
The study found a set of issues that were common across all origination models, a smaller set of issues that were specific to certain institution- or product-types, and a set of issues with distribution channel design and incentive design.
Why more smart phones and bank accounts haven’t brought financial digital inclusion in India
India’s financial sector has been a gung-ho adopter of technology. But design of technology and finance have hardly reflected users’ lived realities.
Digital Payments in India: Reflections from the Union Budget, the RBI’s Payments Vision 2021 and the Nilekani Committee Report
Reflecting on central recommendations in the Nilekani Report and the Vision 21 Document along with the key aspects of the user journey for digital payments.
Better financial inclusion: create an enabling environment for the underserved to save, borrow and invest
The new regime must be one that can hold all entities to a common standard of institutional conduct in how they deal with the individual customer, including how they sell products.
Defining “Harm” in the digital ecosystem
Harms facing users in the digital ecosystem that players in the Indian ecosystem must contemplate in order to build appropriate safeguards
Digital Infrastructure and Policy Initiatives in the MSME sector
Examining the preparedness of the MSME sector to adopt digital platforms and report on the trends for adoption of IT.
The 4th Dvara Research Conference on Regulating Data-driven Finance
4th Dvara Research Conference – April 5-6, 2019
Looking at Retail Digital Payments Through a Data Lens
Data and trends of digital payments in India.
The Right to Privacy Judgment: Initial Reflections on Implications for Digital Financial Services
The Supreme Court of India’s judgment on the fundamental right to privacy yesterday, 24 August 2017, speaks directly to the sweeping changes we are witnessing in the way that the State and private companies use citizens’ personal data
Insights from the “Digital Investments Roundtable” hosted by the Future of Finance Initiative
In the first and second posts of this series on the three Future of Finance Initiative (FFI) workshops hosted in April, we focused on digital payments and digital credit respectively.
