When viewed from a consumer’s perspective, these challenges manifest at different stages of their journey with a health insurance program, beginning from the decision to enrol in a program and ending at the renewal stage. While tweaks to the design of the health insurance program or moving to a more integrated model of healthcare provision may help in this blog post, we explore the role that social capital can play in circumventing some of these challenges.
In this study, we conduct a quantitative analysis of household finance data to understand the status of health insurance ownership in India, identify the determinants of health insurance ownership, and understand the relationship between households’ access to health insurance and their health expenditure.
Based on a study of the theoretical and empirical literature, we conclude with a set of hypotheses that looks at how demand for health insurance can be fostered by targeting both the components of demand (intention and action), through well-designed awareness measures and nudges to overcome the various behavioural biases involved.
In this blog post, we analyse Germany’s Statutory Health Insurance and its lessons for health systems design.
This note discusses how Community Based Health Insurance can improve access to healthcare and financial protection for vulnerable low- and middle-income populations
In this paper, we explore how India’s growing CHI segment can be used to deliver adequate financial protection and good health outcomes
In this post, we analyse the community-based health insurance model and suggest pathways for reform
In this blog post, we analyse the VimoSEWA model in India, which shows the strength of community-level intervention and support
This note was first published as a part of session 2 of the four-part webinar series hosted by Dvara Research and IndiaSpend.