Covid-19 Response: The ‘Goldilocks Balance’ For MSMEs
The goal cannot be eliminating all MSME failure as we simply don’t have the resources to provide that magnitude of a backstop.
End-to-end liquidity transmission a must to serve the vulnerable
Cash withdrawals through micro ATMs have surged in the wake of covid-related disruptions in the operations of banks and business correspondents.
But a considerable number of these transactions fail, thus worsening the pain of the vulnerable sections.
Small policy tweaks could be all that we need to revive MSMEs
The present government has set great store by micro, small and medium enterprises (MSMEs) and entrepreneurship as engines of growth.
A Practical Note on Operationalising Suitability in Microcredit
This Note has been prepared for regulated lending institutions who are in the business of
offering small-ticket short-term unsecured loans with equated monthly or weekly repayment
schedules, to low-income individuals and households in India.
Practitioner led solutions to ensure suitability in microcredit
The objectives of sustainable businesses are well-aligned with ensuring the financial health of households, and this holds true for all types of lending businesses.
Process innovations in Microfinance aimed at avoiding over-indebtedness
Summary of process innovations aimed at addressing concerns of household over-indebtedness and the subsequent stress experienced by members of the household.
Flexibility in Microfinance Loan Contracts
Research Brief for Practitioners and Policymakers
All’s well that repays well? Not necessarily.
The past year has seen many commentaries on the rapid expansion of microfinance in India warning of the imminent consequences of unbalanced growth.
Thinking about Micro-insurance Penetration and Entrenchment
Insurance contracts to lower income households (micro-insurance) are typically for one year.
A Comparison of Capital requirements for Microfinance and Housing Finance Institutions
In this post, we attempt to compare the regulatory landscape for NBFC-MFIs and Housing Finance Companies (HFC) within the broader context of the regulatory landscape for niche credit intermediaries.
