RBI’s Resolution Frameworks: A Case for Extension and Amendment
In this blog post, we answer the first two questions. In the next post, we shall present a principle-based approach that the RBI may adopt, thus answering the third question of how the current regulations should be amended or augmented to enhance their efficacy.
A Principles-based Evaluation of Public MSME Credit Guarantee Schemes in India
In this policy brief, we evaluate the design and operation of the public credit guarantee schemes for MSMEs present in India, the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) and the Credit Guarantee Fund for Micro Units (CGFMU), against the principles developed by the World Bank Group (WBG) and Financial Sect
Impact of information disclosure on consumer behaviour: The case of high-risk bonds
Impact of information disclosure on consumer behaviour: The case of high-risk bonds
Our Response to RBI’s Consultative Document on Regulation of Microfinance
In this blog post, we present a summary of our response to the consultative document.
How to get the Bad Bank off to a good start
Clear statutory backing, clarity of objectives and an independent and professional management are key to the success of a bad bank. These components seem absent in the current structure.
A framework for microfinance regulation that would suit India
An RBI paper with bold proposals for this sector should stir a discussion on broader policy reforms
Looking Ahead: Implications of the changes to Payments Banks and Prepaid Payment Instrument Frameworks
In this post, we analyse the RBI’s proposed policy changes to payments and settlements sector and how they might impact the PBs and PPIs
Comments on the Report of the SEBI Technical Group on Social Stock Exchange
This post captures comments by Dvara Research to the report of the SEBI Technical Group on Social Stock Exchange
Assessing Transparency of Indian Banking System’s Public Risk Disclosure Regime – A Regulation Based Approach
In this paper, we assess the public disclosure regime of the Indian banking sector & provide our recommendations that RBI can consider implementing to enhance the transparency of disclosures
Our Response to RBI’s Discussion paper on Revised Regulatory Framework for NBFCs – A Scale-Based Approach, 2021
In this blog post, we share our responses submitted to the RBI to the questions posed in the discussion paper