Can Payments Banks Succeed? A Trilemma and a Possible Solution
Recently, the Reserve Bank of India has begun licensing a new kind of retail bank, called payments banks, for the hitherto financially excluded.
A conflict-ridden SIDBI needs the government to clarify its role
In their book, In Service of the Republic, Vijay Kelkar and Ajay Shah warn against distortions caused by the government and its entities being both player and umpire in various sectors .
A Commentary on Select Recommendations of the Report of the IRDAI Committee on Microinsurance
As per IRDAI (Micro Insurance) Regulations, 2015, the microinsurance business is exempted from customised benefit illustration6 and disclosure norms prescribed in IRDA (Linked and Non-Linked Insurance Products) Regulations. IRDAI’s latest circular on this continues to extend this exemption.
Covid-19 Package: A Shot In The Arm For MSMEs And NBFCs
Response to the rescue package announced by Finance Minister on May 13th, 2020
The Risk Aggregator Model in Banking for India
India has relied on banks to drive its financial inclusion efforts. However, the high levels of NPAs in banks’ balance sheets has forced them to cut back on lending, adversely affecting the financial inclusion agenda.
A Commentary on RBI’s December 2019 Financial Stability Report
On the December 2019 Financial Stability Report released by the Reserve Bank of India.
Building safe consumer data infrastructure in India: Account Aggregators in the financial sector (Part–2)
The second part of a two-part series that undertakes an analysis of the Account Aggregator system
Building safe consumer data infrastructure in India: Account Aggregators in the financial sector (Part–1)
The first part of a two-part series that undertakes an analysis of the Account Aggregator system
Building safe consumer data infrastructure in India: Account Aggregators in the financial sector (Part II)
TLF is proud to bring you a two-part guest post authored by Ms. Malavika Raghavan, Head, Future of Finance Initiative and Ms. Anubhutie Singh, Policy Analyst, Future of Finance Initiative at Dvara Research.
Tracking Performance of Small Finance Banks against Financial Inclusion Goals
The author works as a Research Associate with Dvara Research. The author acknowledges the contribution of Deepti George, Dwijaraj B, Madhu Srinivas, Sowmini G Prasad for their valuable inputs on the draft.
