A well-functioning and resilient financial system needs a good mix of institutions that collectively meet the financial intermediation needs of the country, be it individuals, households, businesses, sectors and local governments, while simultaneously enhancing the stability of the system as a whole.
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Deputy ED and Head of Strategy
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Research Associate
The Reserve Bank of India (RBI) has been publishing its bi-annual Financial Stability Reports (FSR) from May 2010. The FSRs provide extensive information about the way the RBI conducts its stress tests on the banking system; an aggregate sense of the results of such tests provide a measure of the overall resilience and stability of […]
NBFCs are particularly vulnerable to wholesale funding constraints in the form of high and volatile borrowing costs
Ideas on how to benefit from the account opening momentum and make progress on usage as well.
Ideas on how to benefit from the account opening momentum and make progress on usage as well.
The Pradhan Mantri Mudra Yojana (PMMY) is a large-scale policy intervention designed to address the well-established credit gap for micro and small enterprises in India.
Banks not passing on rate cuts points to a lack of intensity in price competition and calls for increasing the number of lenders
A closer look at recent Payments Banks KYC and conduct violations.
The troubles of the banking sector, and public sector banks (PSBs) in particular, are well known.
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.
