Independent Research and Policy Advocacy

Policy Initiatives

Financial Systems Design

A well-functioning and resilient financial system needs a good mix of institutions that collectively meet the financial intermediation needs of the country, be it individuals, households, businesses, sectors and local governments, while simultaneously enhancing the stability of the system as a whole.

Dwijaraj Bhattacharya

Head - Financial Systems Design

Navaneeth M S

Research Associate

Shree Harini Dvara Research

Shree Harini V

Research Associate

Our Work

December 20, 2012 | The Economic Times

There has been much discussion recently about the distorting nature of various indirect subsidies such as those being offered via price controls on fuel and fertiliser.

By Dr. Nachiket Mor, Bindu Ananth
September 8, 2012 | Dvara Research

The second chapter of the IFMR Financial Systems Design Conference Series was held at our office on August 31-September 1, 2012.

By Dvara Research
August 8, 2012 | Dvara Research

This is the second post in our blog series on Long Term Debt Markets in the Indian context.

By Rajeswari Sengupta, Vaibhav Anand
July 16, 2012 | Dvara Research

This post marks the beginning of our new blog series on Long Term Debt Markets in the Indian context. In this series we will explore current status of the Indian debt market, importance and issues in relation to these markets, profile select developed debt markets and identify key learnings for the Indian debt market.  

By Dvara Research
May 10, 2012 | Dvara Research

The Reserve Bank of India (RBI) just released its new securitisation guidelines for standard assets via a notification.

By Vineet Sukumar
April 6, 2012 | Dvara Research

The Committee to Re-examine the Existing Classification and Suggest Revised Guidelines with regard to Priority Sector Lending Classification and related Issues chaired by Shri. M.V. Nair (the Nair Committee) recently submitted its recommendations.

By Deepti George
April 5, 2012 | Dvara Research

The Committee to Re-examine the Existing Classification and Suggest Revised Guidelines with regard to Priority Sector Lending Classification and related Issues chaired by Shri .M.V.Nair (the Nair Committee) recently submitted its recommendations.

By IFMR Finance Foundation
February 28, 2012 | Dvara Research

Subsequent to our earlier post in the Consumer Protection series, this post covers conduct and disclosure obligations of Australian Financial Services (AFS) License holders for provision of advice to retail clients.

By Deepti George
January 4, 2012 | Forbes India

Governments have proven to be too inefficient, the non-profits too small and the corporates too greedy to provide basic services. What about for-profit social enterprises?

By Dr. Nachiket Mor, Bindu Ananth
September 14, 2011 | Dvara Research

NBFCs play a critical role in furthering the goal of financial inclusion. It is our view that in order to make access to financial services universal, while ensuring systemic stability, we need to build on the separate natural strengths of banks and NBFCs.

By Financial Systems Design