The recent approach paper of the Financial Services Legislative Reforms Commission (FSLRC) has brought a fresh focus on consumer protection.
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Dvara Research’s Household Finance Research initiative aims to rigorously understand the financial choices and decisions of low-income or excluded individuals and households, and their relation to achieving households’ objectives. It has been our consistent endeavour to study financial inclusion as a gateway to a suite of appropriate financial services eventually enabling well-rounded household balance sheets and consumer financial well-being.
Head - Household Finance
Senior Research Associate
The recent approach paper of the Financial Services Legislative Reforms Commission (FSLRC) has brought a fresh focus on consumer protection.
This is the first post in the Unemployment Support in India series. In this series, we will explore the unemployment support mechanisms in India today;
In the current edition of Economic & Political Weekly, Anand Sahasranaman of IFMR Finance Foundation has published a paper on Panchayat Finances based on an analysis of three villages - Pallavapuram, Pandiyapuram and Cholapuram in rural Tamil Nadu
In February 2010, I had the opportunity to visit Pudhuaaru KGFS in Thanjavur. This is a remarkable project which helps us see the interface between households and the financial system in a wholly new light.
The Committee to Review Implementation of Informal Sector Pension (CRIISP) recently released their report focusing on National Pension Scheme (NPS), its design architecture, its performance till date and recommendations for increasing outreach and awareness about the product
Remittances are the second largest source of funding for developing countries, contributing more than capital flows and development assistance.
In India, gram panchayats (GPs) were given constitutional legitimacy following the passage of the 73rd Constitutional Amendment Act, which was meant to decentralise power and responsibility to them to improve local public service delivery and governance.
A defining characteristic of the finances of low-income households is the irregularity and seasonality of cash-flows, and the generally small surplus.
Increasing urbanization and massive demographic pressures that India is witnessing has brought housing and infrastructure to centre stage.
IFMR Trust is a private trust whose mission is to ensure that every individual and every enterprise has complete access to financial services.
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.