Independent Research and Policy Advocacy

Policy Initiatives

Household Finance

Dvara Research’s Household Finance Research initiative aims to rigorously understand the financial choices and decisions of low-income or excluded individuals and households, and their relation to achieving households’ objectives. It has been our consistent endeavour to study financial inclusion as a gateway to a suite of appropriate financial services eventually enabling well-rounded household balance sheets and consumer financial well-being.

Misha Sharma Dvara

Misha Sharma

Head - Household Finance

Preethi Sundararajan

Senior Research Associate

Priyadarshini Ganesan Dvara

Priyadarshini Ganesan

Research Manager - Climate & Agri Finance

Shreenandan H S

Research Associate

Our Work

September 4, 2009 | The Wall Street Journal

The power of finance to transform the lives of the poor is not well understood.

By Suyash Rai, Sona Varma