Dvara Research’s Household Finance Research initiative aims to rigorously understand the financial choices and decisions of low-income or excluded individuals and households, and their relation to achieving households’ objectives. It has been our consistent endeavour to study financial inclusion as a gateway to a suite of appropriate financial services eventually enabling well-rounded household balance sheets and consumer financial well-being.
Head - Household Finance
Senior Research Associate
Research Manager - Climate & Agri Finance
Research Associate
In the wake of COVID-19 related lockdown and the resultant impact on the financial lives of millions of households, the Reserve Bank of India (RBI) approved a series of regulatory measures, which among others, enabled lending institutions to provide their borrowers with a 6 month-repayment moratorium on term loans. A debt moratorium at this scale […]
Financial inclusion is a key aspect of sustainable economic growth. It helps households mobilise savings, smooth consumption and manage risks throughout their life cycles.
How have household financial portfolios changed between 1993 and 2003, and between 2003 and 2013, as per successive rounds of NSSO All India Debt and Investment Survey (AIDIS)
An analysis on the changes in the financial portfolio of rural households between 1993 and 2003, and between 2003 and 2013
We are delighted to announce the winners of Household Finance Research – Call for Research Proposals
In this research brief we picturise the portfolio of Indian households by reviewing the participation rates across various financial and non-financial instruments using data from 2019.
Given the extent of liquidity shock caused by Covid-19, the Reserve Bank of India enabled all lending institutions to provide their borrowers with a repayment moratorium on term loans until 31 August 2020.
Innovative and blended finance structures, such as Social Venture Funds, offer a unique opportunity for nonprofits to secure new funding.
Investment in gold by Indian households is motivated by social, economic, and cultural factors.
Household Finance is the study of how institutions provide goods and services to satisfy the financial functions of the household, how consumers make financial decisions and how government action affects the provision of financial services (Tufano, 2009).
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.
