Independent Research and Policy Advocacy

Policy Initiatives

Household Finance

Dvara Research’s Household Finance Research initiative aims to rigorously understand the financial choices and decisions of low-income or excluded individuals and households, and their relation to achieving households’ objectives. It has been our consistent endeavour to study financial inclusion as a gateway to a suite of appropriate financial services eventually enabling well-rounded household balance sheets and consumer financial well-being.

Misha Sharma Dvara

Misha Sharma

Head - Household Finance

Preethi Sundararajan

Senior Research Associate

Priyadarshini Ganesan Dvara

Priyadarshini Ganesan

Research Manager - Climate & Agri Finance

Shreenandan H S

Research Associate

Our Work

May 15, 2020 | Dvara Research

Household Finance is the study of how institutions provide goods and services to satisfy the financial functions of the household, how consumers make financial decisions and how government action affects the provision of financial services (Tufano, 2009).

By Misha Sharma, Monami Dasgupta, Vishwanath C
May 4, 2020 | Dvara Research

Inviting research institutions/think-tanks, institutional and independent academicians, and scholars to submit research proposals

May 1, 2020 | NDTV Profit

The goal cannot be eliminating all MSME failure as we simply don’t have the resources to provide that magnitude of a backstop.

March 17, 2020 | Dvara Research

This blog examines the growth in household holdings of financial assets and liabilities for the period 2000-01 to 2016-17

By Misha Sharma, Rakshith S. Ponnathpur
January 14, 2020 | Dvara Research

Insights and field experiences from Dvara Money.

By Asmita Chatterjee, Dvara Money
January 13, 2020 | Mint

The present government has set great store by micro, small and medium enterprises (MSMEs) and entrepreneurship as engines of growth.

By Bindu Ananth, V. Anantha Nageswaran
October 15, 2019 | Dvara Research

On the 2019 Nobel Prize in Economic Sciences awarded to Abhijit Banerjee, Esther Duflo and Michael Kremer.

July 15, 2019 | Dvara Research

Webinar on Evidence Gap and Data on Financial Well-being in India

By Monami Dasgupta, Vishwanath C
March 30, 2019 | Dvara Research

A single location to access publicly available household finance data in India.

By Nishanth Kumar, Vishwanath C
February 5, 2019 | Dvara Research

An analysis of PMSYM

By Nishanth Kumar