Niyati Agrawal

This research brief aims to synthesize existing evidence on the performance of PMJJBY and PMSBY since their inception, the reasons for low participation in these schemes, and the barriers to their successful implementation.

Indian households and businesses hold their wealth primarily in physical assets like real estate, gold, and durables, while barely investing in any financial assets.

In this study, we conduct a quantitative analysis of household finance data to understand the status of health insurance ownership in India, identify the determinants of health insurance ownership, and understand the relationship between households’ access to health insurance and their health expenditure.

A comparison of household portfolios across two nationally representative survey highlights substantial differences in the ownership of financial assets, while similarities in the incidence of indebtedness.

The All-India Debt and Investment Survey (AIDIS) conducted by the National Statistical Office is a nationally representative survey of Indian households that collects information about the assets and liabilities of households.

In this slide deck, we cover some of the key insights from the AIDIS 2019 that throw light on the current landscape of household finance in India.

Impact of information disclosure on consumer behaviour: The case of high-risk bonds

In this post, we explore how the households’ surplus changed during the nationwide lockdown imposed to curb the spread of COVID-19

As part of the 5th Dvara Research Conference on Household Finance primer series, in this post we discuss the theme "Savings and Financial Behavior"

In this brief, we look at how the financial portfolios of Indian households have changed over time, specifically between 2014 to 2020, using the Consumer Pyramid Household Survey collected and maintained by the Centre for Monitoring Indian Economy.