Theme: Regulatory and Supervisory Frameworks

This research note intends to offer a solution-oriented feedback to the Working Document: Enforcement Mechanisms for Responsible #AIforAll (Working Document) released by the NITI Aayog in November 2020.

The best banks are boring banks, whose strength is in the maturity of their processes for managing capital, writes Nachiket Mor.

Banks in India will need to work hard to build a well-functioning ‘internal market’, which at the moment is quite broken.

SEBI needs to clearly define who a retail consumer is and ensure that this definition is inclusive enough that it accounts for the universe of consumers that are susceptible to the mis-selling of financial products and services

Summarising the dominant trends from the year gone by.

In this post, we look at whether the grievances of the MSME sector in relation to their use of financial services are adequately.

This paper seeks to understand the role of the Indian Central Bank in regulating information flows through Account Aggregators. These are licensed entities exclusively dedicated to collecting, retrieving and sharing customers’ financial information with other financial entities with the customers’ consent.

In this post, we outline some measures that the RBI and Government can take to alleviate the stress faced by the MFI sector

This post analyses the present regulations governing the restructuring of personal loans and their implications for the borrower’s credit score and her credit record

In this report, we analyse the payments bank (PB) model in terms of the performance of individual PBs in furthering the goal of financial inclusion placed on the payments bank model.